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Travel Coverage

Travel Insurance by CSA

Top Reasons to Buy Travel Insurance

Whether you take one vacation a year, or travel internationally on a regular basis for your business, a good travel insurance plan will cover you for virtually every unexpected contingency. From travel delays due to bad weather or a missed connection, a lost piece of luggage, or a medical emergency in a foreign country, help is only a phone call away. TODAY Travel Editor, Peter Greenberg, recommends purchasing travel insurance to protect your financial investment and your peace of mind. In a recently published article, Greenberg lists nine reasons why he thinks travel insurance is a must-have accessory.

  1. In response to our tough economy, we’ve added a 10th reason: you lose your job but you’ve already paid for your trip or cruise and need your cash back.
  2. Your bags are lost and your medication is in it. You need to have an emergency prescription filled.
  3. Your passport and wallet are stolen, and you need emergency cash and a replacement passport.
  4. You’re involved in an accident and adequate medical treatment is not available. You need medical evacuation.
  5. You need to cancel your trip due to illness.
  6. Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
  7. A terrorist incident occurs in the city where you’re planning to visit and you want to cancel your trip.
  8. A hurricane forces you to evacuate your resort, hotel or cruise.
  9. Your flight has been cancelled.

Insurance Coverage

Coverages and Services
Maximum Benefit Per Reservation
Maximum Benefit Per Person
Trip Cancellation
100% of Reservation Cost
100% of Reservation Cost
Trip Interruption
150% of Reservation Cost
150% of Reservation Cost
Travel Delay
$6000
$600
Baggage Delay
$10,000
$1,000
Baggage and Personal Effects
$10,000
$1,000
Travel Accident
$100,000
$100,000
(Accidental Death and Dismemberment)
$100,000
$100,000
Emergency Medical Transportation
$1,000,000
$1,000,000
Medical or Dental Expense
$250,000
$25,000
Rental Car Damage (Not available to residents of TX or OR)
$25,000
$25,000

*The maximum reservation cost this plan covers is $50,000

24-Hour Emergency Assistance Services
(Provided by CSA’s designated provider)

Services
Consult A Doctor
Pet Return
No Out Of Pocket Medical
Replacement of Medication and Eyeglasses
Traveling Companion Assistance
ID Theft Resolution

Roadside Assistance
Includes towing service, battery jump, locksmith services, flat-tire change and fuel delivery.


Travel Insurance Information

CSA Insurance – Why Buy Flyer

CSA Insurance – Description of Coverage


Source: By Peter Greenberg TODAY Travel Editor updated 7:32 a.m. PT, Tues., March. 27, 2007 Insurance coverage is underwritten by BCS Insurance Company or Jefferson Insurance Company, depending on the insured’s state. Access America is a brand of World Access Service Corp., a company of Mondial Assistance. Certain exclusions, limitations and restrictions may apply. http://today.msnbc.msn.com/id/17519580/

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