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Whether you take one vacation a year, or
travel internationally on a regular
basis for your business, a good
travel insurance plan will cover you for
virtually every unexpected contingency.
From travel delays due to bad weather
or a missed connection, a lost piece of
luggage, or a medical emergency in a
foreign country, help is only a phone
call away. TODAY Travel Editor, Peter
Greenberg, recommends purchasing
travel insurance to protect your
financial investment and your peace of
mind. In a recently published
article, Greenberg lists nine reasons why he thinks travel insurance is a
must-have accessory, and we’ve added
a 10th reason of our own: |
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1.
In response to our
tough economy, we’ve added a 10th reason: you
lose your job but you’ve already paid for your
trip or cruise and need your cash back.
2.
Your bags are lost and your medication is in it.
You need to have an emergency prescription
filled.
3.
Your passport and wallet are stolen, and you
need emergency cash and a replacement passport.
4.
You’re involved in an accident and adequate
medical treatment is not available. You need
medical evacuation.
5. You need to cancel your trip
due to illness.
6. Your cruise line, airline or
tour operator goes bankrupt. You need your
non-refundable expenses covered and to get to
your destination.
7. You have a medical emergency
in a foreign country.
8. A terrorist
incident occurs in the city where you’re
planning to visit and you want to cancel your
trip.
9. A hurricane
forces you to evacuate your resort, hotel or
cruise.
10. Your flight has been
cancelled.
Insurance Coverage
| Coverages and Services |
Maximum Benefit Per Reservation |
| Trip Cancellation |
100% of Reservation Cost |
| Trip Interruption |
150% of Reservation Cost |
| Travel Delay |
$6000 |
| Baggage Delay |
$10000 |
| Baggage and Personal Effects |
$10000 |
Travel Accident
(Accidental Death
and Dismemberment) |
$100,000 |
| Emergency Medical Transportation |
$1,000,000 |
| Medical or Dental Expense |
$250,000 |
| Rental Car Damage (Not available to
residents of TX or OR) |
$25,000 |
*The maximum reservation cost
this plan covers is $100,000
24-Hour Emergency Assistance Services
(Provided by CSA's designated
provider)
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Services |
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| Consult A Doctor |
Pet Return |
| No Out Of Pocket Medical |
Replacement of Medication and
Eyeglasses |
| Traveling Companion Assistance |
ID Theft Resolution |
Roadside Assistance
Includes towing service, battery jump,
locksmith services, flat-tire change and fuel
delivery.
Source: By Peter
Greenberg TODAY Travel Editor updated 7:32 a.m.
PT, Tues., March. 27, 2007 Insurance coverage is
underwritten by BCS Insurance Company or
Jefferson Insurance Company, depending on the
insured’s state. Access America is a brand of
World Access Service Corp., a company of Mondial
Assistance. Certain exclusions, limitations and
restrictions may apply.
http://today.msnbc.msn.com/id/17519580/
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